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What to know about Annuities
What Are Annuities?
Annuities are financial products that may offer a guaranteed income stream and are usually bought by retirees. There are different types such as immediate, fixed, variable, and indexed annuities. They may help with replacing someone's paycheck, providing security, and covering retirement expenses.
Fixed Indexed Annuities (FIA)
Indexed annuities offer a balance between the potential for higher returns, based on market performance, and protection from market downturns. Some may also offer guaranteed "lifetime" income.